A Business Owner’s Policy (BOP) combines General Liability Insurance and Property Insurance into one affordable plan. For bakeries, it’s essential because it protects your building, baking equipment, and inventory from damages caused by fire, theft, or natural disasters — while also covering liability risks like customer injuries.
It’s a convenient and cost-effective way to safeguard your bakery against everyday risks that could otherwise disrupt your business.

General Liability Insurance protects your bakery from third-party claims involving bodily injury, property damage, or advertising harm. For example, if a customer slips on a wet floor or has an allergic reaction to one of your products, this coverage helps pay for medical bills, legal fees, and settlements.
It’s one of the most important policies every bakery — large or small — should have to stay financially secure and reputable.

Your employees face daily risks — hot ovens, slippery floors, heavy lifting, and sharp tools. Workers’ Compensation Insurance ensures that if an employee gets injured or becomes ill on the job, their medical bills, rehabilitation costs, and lost wages are covered.

Yes! Whether you run a food truck, catering van, or mobile bakery, we offer customized coverage that travels with you. Our policies protect your vehicle, equipment, and employees wherever your bakery operates — ensuring you’re always covered, on the road or at an event.